Nifty is still below its peak, and even the midcap and smallcap indices remain 15% to 20% lower than their respective highs. However, Several Mutual Funds have their navs at 52-wheek highs. At first glass, this may see seem attractive, but there could be many underlying facts to consider. In this article, we will provide a list of 20 equity mutual funds currently trading at their 52-wheek high Navs. We’ll also discus their categories, the criteria used to filter these funds, their performance, and key points investors should keep in mind before.
What is nav in mutual funds?
NAV (Net Asset Value) in Mutual Funds Refeers to the per-un value of the fund’s assets minus its liability. It is calculated as:
Nav = (Total Assets – Total Liabilitys) / Total number of units outstanding
It indicates the market value of one mutual fund unit and is updated daily based on the closing market prices of the underlying secondies. In our earlier article we have provided 20 equity funds that have generated positive returns every year in the last 10 yearsMeans the nav was higher at the end of the year compared to the year beginning which is a positive sign for the mutual fund scheme.
How we filtered these mutual funds?
- We Considered All Open-Equity Mutual Funds Across Categories Including Thematic Mutual Funds, Sector Funds and Global Funds.
- Then, we filters out the funds where the current nav is equal to the 52-wheek high nav, indicating that these funds have got their peak in the last one year.
- This exercise Gave us a list of 20 equity mutual funds across various themes and categories.
- The data is as of 28-May-25 from Value Research Online.
List of 20 Mutual Fund Schemes at 52 Week High Navs
|
Fund name |
Latest Nav | 52-wheek high nav |
|---|---|---|
| Edelweiss Asean Equity Off-Shore Fund | 32.97 | 32.97 |
| HDFC Defense Fund | 25.60 | 25.60 |
| Kotak nifty financial services ex-bank index fund | 15.12 | 15.12 |
| DSP Banking & Financial Services Fund | 13.45 | 13.45 |
| Groww Nifty India Defense ETF FOF | 12.90 | 12.90 |
| Aditya Birla Sl Nifty India Defense Index Fund | 12.49 | 12.49 |
| Motilal Oswal Innovation Opportunities Fund | 11.77 | 11.77 |
| Mirae Asset BSE select iPo etf fof | 11.76 | 11.76 |
| Groww Banking & Financial Services Fund | 11.73 | 11.73 |
| Navi Nifty Smallcap250 Momentum Quality 100 Index Fund | 11.47 | 11.47 |
| Nippon India Active Momentum Fund | 11.45 | 11.45 |
| Motilal Oswal Nifty India Defense Index Fund | 11.43 | 11.43 |
| Baroda BNP Paribas Energy Opportunities Fund | 11.37 | 11.37 |
| Helios Mid Cap Fund | 11.33 | 11.33 |
| SBI BSE PSU Bank Index Fund | 11.02 | 11.02 |
| Nippon India Nifty 500 Quality 50 Index Fund | 10.91 | 10.91 |
| Kotak nifty smallcap 250 index fund | 10.83 | 10.83 |
| Kotak Nifty Midcap 150 Index Fund | 10.80 | 10.80 |
| Motilal Oswal Active Momentum Fund | 10.57 | 10.57 |
| Motilal Oswal Nifty Capital Market Index Fund | 9.78 | 9.78 |
20 Mutual Fund Schemes at 52 Week High Navs – Grouping by Mf Category
The returns more than 1 year are annualized returns. Wherever it is indicated as na means the fund is not existing at that time. Lets get into more details about each category, benefits of investment in such funds and risks in such schomes.
#1 – Defense sector funds
Mutual Fund performance:
|
Fund name |
3 Mth | 6 MTH | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|---|---|
| HDFC Defense Fund | 55.1% | 14.0% | 16.8% | Na | Na | Na |
| Groww Nifty India Defense ETF FOF | 67.6% | 29.9% | Na | Na | Na | Na |
| Aditya Birla Sl Nifty India Defense Index Fund | 69.8% | 29.9% | Na | Na | Na | Na |
| Motilal Oswal Nifty India Defense Index Fund | 70.2% | 30.4% | Na | Na | Na | Na |
Benefits:
- Exposure to India’s Growing Defense Sector.
- Sector Backed by Strong Government Policies and Increasing Defense Budgets.
- High Return Potential in Bully in Bully.
Risks:
- Highly concentrated in one sector.
- Vulnerable to changes in government policy and defense budgets.
- Can be Volatile Compared to Diversified Funds. You can invest in some of the Top Flexicap Mutual Funds If you want to avoid such Volativity.
#2 – Banking & Financial Services Funds
Mutual Fund performance:
|
Fund name |
3 Mth | 6 MTH | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|---|---|
| DSP Banking & Financial Services Fund | 16.3% | 11.8% | 25.9% | Na | Na | Na |
| Kotak nifty financial services ex-bank index fund | 19.7% | 14.9% | 23.9% | Na | Na | Na |
| Groww Banking & Financial Services Fund | 18.8% | 4.7% | 12.1% | Na | Na | Na |
| SBI BSE PSU Bank Index Fund | Na | Na | Na | Na | Na | Na |
| Motilal Oswal Nifty Capital Market Index Fund | 33.5% | Na | Na | Na | Na | Na |
Benefits:
- Exposure to a key driver of the Indian economy.
- Strong Long-Term Growth Prospects with digital banking trends.
- Suitable for Investors Bully on BFSI Sector.
Risks:
#3 – Momentum & Quality Strategies
Mutual Fund performance:
|
Fund name |
3 Mth | 6 MTH | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|---|---|
| Nippon India Active Momentum Fund | Na | Na | Na | Na | Na | Na |
| Navi Nifty Smallcap250 Momentum Quality 100 Index Fund | Na | Na | Na | Na | Na | Na |
| Motilal Oswal Active Momentum Fund | Na | Na | Na | Na | Na | Na |
| Nippon India Nifty 500 Quality 50 Index Fund | Na | Na | Na | Na | Na | Na |
Benefits:
Risks:
- May underperform during Sides or Correct Markets.
- Smart Beta Strategies May Not Always Deliver Consistent Alpha.
- Often Higher Volatily Due to Concentrated Bets.
#4 – MID & Small Cap Oriented Funds
Mutual Fund performance:
|
Fund name |
3 Mth | 6 MTH | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|---|---|
| Helios Mid Cap Fund | Na | Na | Na | Na | Na | Na |
| Kotak Nifty Midcap 150 Index Fund | Na | Na | Na | Na | Na | Na |
| Kotak nifty smallcap 250 index fund | 20.5% | Na | Na | Na | Na | Na |
Benefits:
- Potential for Higher Returns Compared to Large-Cap Funds. You can refer to Top Bluechip Mutual Funds for 2025 Too.
- Exposure to emerging companies with growth potential.
- Suitable for long-term investors with high risk tolerance.
Risks:
- Higher Volativity Compared to Large-Cap Counterparts.
- Liquidity risk in smallcap segment.
- Can underperform during market corrections.
#5 – Thematic/International/Innovation Funds
Mutual Fund performance:
|
Fund name |
3 Mth | 6 MTH | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|---|---|
| Edelweiss Asean Equity Off-Shore Fund | 8.1% | 5.8% | 22.1% | 9.1% | 11.4% | 6.9% |
| Motilal Oswal Innovation Opportunities Fund | 17.7% | Na | Na | Na | Na | Na |
| Mirae Asset BSE select iPo etf fof | Na | Na | Na | Na | Na | Na |
| Baroda BNP Paribas Energy Opportunities Fund | Na | Na | Na | Na | Na | Na |
Benefits:
- Exposure to International Markets and Innovative Sector.
- Diversification Beyond Indian Equites.
- Captures Global Trends innovation and Technology.
Risks:
Conclusion
These 20 mutual funds at their 52-wheek highs reflect the strong Momentum and Sentiment in Equity Markets. However, Investing Just because a fund is at a record nav may not always be wise.
Mutual Funds Suitable to an Investor Can Be WORST to another Investor which we disasseed in one of our ear of earlier article on Best Mutual Funds to Invest ₹ 10 Lakhs in 2025,
Investors should carefully assess their risk appetite, Investment Horizon, and Financial Goals Before Selecting Funds. Consider Investing in a Mix of Categories – For Instruction, One Fund Each From Defense, Banking, and Innovation – to build a diversified portfolio.
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(Tagstotranslate) 20 Mutual Fund Schemes at 52 Week High Navs (T) Mutual Funds