10 mutual funds that fell the least in the last 6 months compared to peers

Investors often Look for Mutual Funds that Provide Stability even during Market Corrections. While the last six months have seen flutations in equity markets, some mutual funds have managed to limit their losses better than others. In this article, we analyze ten mutual funds that have fallen the least compared to their peers,

What Happy In Last 6 Months in Stock Markets?

In the last six months, the Indian Stock Market Saw a Sharp Decline. Here is how nifty, midcap and smallcap index performed from its peak.

• Nifty 50 fell ~ 18%
• Nifty Midcap 100 Fell by Around 21%
• Nifty Smallcap 250 Fell by Around 25%

How did we filter these funds?

• We Considered All Equity Mutual Funds Excluding Global Funds, ETFS and Sector or Thematic Mutual Funds.
• Considered funds that generated Highest returns in last 6 months. Due to Stock Market Crash, There are several Worst performing mutual funds in the last 1 yearHence considered funds that generated low negative returns.
• We further filtered to take top 10 funds from this list.

Top 10 Mutual Funds that Limited Losses in the Last 6 Months

Below are the funds that have shown strong performance and least fallen in the last six months:

Top 10 Mutual Funds that Limited Losses in the Last 6 Months

Let’s take a closer look at Eve of these funds and understand their investment strategy and performance.

#1 – Parag Parikh Flexi Cap Fund

• Where it invests: This fund follows a Diversified Investment Strategy Across Large, Mid, and Small-Cap Stocks, Including Overseas Equites. It is knowledge for its long-term, value-based investment approach.
• Returns:
  • 1 year: 12.2%
  • 3 years: 18.9%
  • 5 years: 24.6%
  • 10 years: 17.8%
• Why it performed well: This Fund’s Exposure to International Stocks and a Cutious Investment Approach Helped It Minimize Losses. Its ability to balance risk and returns through a mix of Indian and foreign equities have been a key factor in its resilience.

There are several Flexicap mutual funds that turned 1 lakh to 2.5 to 3.8 laakhs in 5 years,

#2 – Motilal Oswal Multi Cap Fund

• Where it invests: This Fund Follows a Multi-Cap Approach, Investing in High-Growth Potential Stocks Across Large, Mid, and Small-Cap SEGMENTS.
• Returns: Since this is a relatively new fund, 3-yar and 5-Year returns are not available.
• Why it performed well: Despite Market Volativity, Its Stock-Picking Strategy and Emphasis on Companies with Strong Earnings Potential Limited Downs Risks. The fund follows the ‘buy right, sit tight’ philosophy, which focuses on long-term wealth creation.

#3 – Motilal Oswal Large Cap Fund

• Where it invests: This fund primarily investments in large-cap stocks with strong fundamentals, aiming to provide stable returns while limiting downside risks.
• Returns:

• • Since it is relative new fund, 3 years, 5 years and 10 years returns not available

• Why it performed well: The Fund’s Focus on High-Quata Large-Cap Stocks with a Competitive Advantage Contributed to its Lower Decline Compared to Peers. It aims to investment in industry leaders with strong growth potential, making it a relatively stable option during market Downturns.

#4 – SBI Focused Equity Fund

• Where it invests: This is a focused fund that invests in a limited number of high-conviction stocks Across Market Caps.
• Returns:
  • 1 year: 12.4%
  • 3 years: 11.9%
  • 5 years: 15.5%
  • 10 years: 14.1%
• Why it performed well: The Fund’s Well-Diversified Stock Selection Provided Resilience Against Market Downturns. Its focused approach helps in maximizing returns while controlling risks.

#5 – Parag parikh elss tax saver fund

• Where it invests: This fund is an equity linked SAVINGS SAVINGS SAVESS
• Returns:
  • 1 year: 9.0%
  • 3 years: 17.8%
  • 5 years: 23.6%
  • 10 years: N/a
• Why it performed well: Despite a slight Dip, The Fund’s Focus on Quality Businesses and Long-Term Investing Strategy Helped Cushion The Fall. Investors also Benefit from Tax-Saving Advantages. However, there are several Els Mutual Funds that Generated Over 100% Returns in 3 Years Time Frame,

#6 – HDFC Focused 30 Fund

• Where it invests: A Focused Fund that Invests in 30 High-Quality Stocks Across Market Caps.
  • 1 year: 11.8%
  • 3 years: 23.9%
  • 5 years: 25.2%
  • 10 years: 14.1%
• Why it performed well: A Well-Curated Portfolio ENSURERED Stability Despite Market Volatily.

#7 – DSP Value Fund

• Where it invests: A Value-Focused Fund Investing In Fundamentally Strong but undervalued stocks.
  • 1 year: 8.5%
  • 3 years: 17.1%
  • 5 years: N/a
  • 10 years: N/a
• Why it performed well: Its Contrarian Approach Helped Limit Downside Risks.

#8 – HDFC Flexi Cap Fund

• Where it invests: A diversified fund that dynamically allocates Capital Across Large, Mid, and Small-Cap Stocks.
  • 1 year: 10.0%
  • 3 years: 22.1%
  • 5 years: 24.1%
  • 10 years: 14.5%
• Why it performed well: Stock Selection and Flexible Strategy Minimized Losses.

#9 – DSP Top 100 Equity Fund

• Where it invests: This is a large-cap fund that primarily investment in the top 100 companies by market capitalization, focusing on stable and well-setted businesses.
• Returns:
  • 1 year: 10.3%
  • 3 years: 16.7%
  • 5 years: 15.6%
  • 10 years: 10.5%
• Why it performed well: The Fund’s Focus on Large-Cap Stocks with Strong Fundamentals Helps IT Manage Volativity. Its disciplined investment approach in Industry Leaders Provides Stability in Fluctating Markets.

#10 – ICICI Prudential Value Discovery Fund

• Where it invests: This is a value-oriented fund that invests in undertake stocks Across Market Caps, Focusing on Companies with Strong Potential for Future Growth.
• Returns:
  • 1 year: 7.2%
  • 3 years: 20.3%
  • 5 years: 26.0%
  • 10 years: 14.6%
• Why it performed well: The fund’s strategy of Picking Fundamentally Stocks Trading at a discount allows it to provide steady returns while minimizing downside risks during market corrections.

Should you invest in these funds?

Funds that Limit Losses during Downturns often Provide SUPERIOR RISK-ADJUSTED RETURNS Over the long term. However, investors should consider:

• Investment Horizon: These funds may perform well over the long term, but short-term fluctuations are not avoidable.
• Risk tolerance: Even the Best-Performing Funds in the long term Have Periods of Negative returns.
• Diversification: Investing in a mix of funds rather than related on a single fund is a safer strategy.

Conclusion: The funds listed shown low drop in their returns thought there was huge crash in the last 6 months. While Short-Term Performance is important, long-term Consistency matters more. Investors Should Assess their Financial Goals and Risk Appetite Before Investing.

Suresh kp is a seasoned financial expert with over 20 years of experience. He is nism Certified Investment Adviser and Research Analyst. For more about his Expertise and Certifications, Visit About Suresh Kp

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