All about lic mutual funds

When you think of dependable Financial Institutions in India, The Life Insurance Corporation of India (LIC) Naturally comes to mind. Building upon its reputation for reliability and trust, LIC Mutual Fund (Lic mf, Offers a Comprehensive Suite of Mutual Fund Schemes Across Equity, Debt, and Hybrid Categories. As a potential investor, you benefit not only from a diversified product basket but also from the Expertise of Seasoned Fund Manners, Low Expense Ratios, and A Wide of Investor EDUCATOREDUCATION tools.

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With over three decades of experience in managing investor wealth, LIC MF upholds the core values โ€‹โ€‹of discipline, integrity, and long-term wealth creation. Whether you’re just starting your investment journey or looking to expand your portfolio, LIC Mutual Fund offers products and tools to help you make informed decisions.

Professional Fund Management at Lic Mf

At the helm of lic mF’s investment strategy are highly qualified fund manners who brings of experience in capital markets and asset allocation. They adopt a Research-Driven ApproachCombining Top-Down Macroeconomic Analysis with Bottom-up Stock and Bond Selection.

Their goal is simple: to offer you consistent returns in line with your risk profile and financial goals. Risk Management, Diversification, and Rigorous Monitoring are Central to their portfolio strategy – Ensuring that your money is handled prudently and responsibly.

The Lic Mutual Fund Schemes

Lic Mutual Fund offers Schemes in Five Broad Categories: Equity, Debt, Hybrid, ETFS & Index Funds and Solution oriented FundsEach Category Caters to different risk profiles and investment objectives.

  • ๐Ÿ“ˆ Equity Schemes-For long-term capital growth

Ideal for Investors who are comfortable with Market Volativity in Pursuit of Higher Returns, LIC’s Equity Schemes Target Wealth Creation Over the long term.

Equity Schemes 1 yr 3 yr Ter Category
Lic Healthcare Growth Direct Plan 14.03% 15.62% 1.22% Sectorral/Thematic
LIC Dividend Yield Growth Direct Plan 6.50% 17.21% 0.69% Dividend yield fund
LIC MF Infrastructure Growth Direct Plan 6.43% 22.40% 0.65% Sectorral/Thematic
Lic Small Cap Growth Direct Plan 6.07% 15.99% 0.97% Small Cap Fund
Lic Mid Cap Growth Direct Plan 4.50% 15.05% 1.33% Mid Cap Fund
LIC MF Large & Midcap Growth Direct Plan 8.23% 13.32% 0.63% Large & Mid Cap Fund
LIC MF Els Tax Sver Growth Direct Plan 9.88% 13.50% 1.01% ELSS

Source: Kuvera, April 14, 2025.

  • ๐Ÿ’ผ Debt Schemes – For Conservative Investors

If you Prioritise Capital Preservation and Predictable Income Over High Returns, You May Consider from Among LIC’s top mutual funds debt schemes based on the basis your financial goal. They Invest in Government Securities, Corporate Bonds, and Money Market Instruments.

Debt schemes 1 yr 3 yr Ter Category
Lic Short Duration Growth Direct Plan 9.37% 7.10% 0.36% Short Duration Fund
Lic Mf Saving Growth Direct Plan 8.18% 7.01% 0.26% Low duration fund
Lic Mf Gilt Regular Growth Direct Plan 10.49% 7.56% 0.75% Gilt fund
LIC MF Banking & PSU Growth Direct Plan 9.36% 7.19% 0.28% Banking and psu fund
Lic Mf low Duration Growth Direct Plan 8.18% 7.01% 0.26% Low duration fund
LIC MF Medium to long Duration Growth Direct Plan 11.18% 8.34% 0.21% Medium to long duration fund
LIC Ultra Short Duration Growth Direct Plan 7.81% 6.64% 0.25% Ultra Short Duration Fund

Source: Kuvera, April 14, 2025.

  • โš–๏ธ Hybrid Schemes – Balanced Approach

These are top mutual funds in hybrid category which combine the growth potential of equities with the stability of debt, perfect if you seek a Balance a Balance Between Risk and Return.

Hybrid schemes 1 yr 3 yr Ter Category
LIC MF Balanced Advantage Growth Direct Plan 6.59% 10.26% 0.82% Dynamic Asset Allocation or Balanced Advantage
LIC Agrassive Hybrid Growth Direct Plan 3.28% 10.21% 1.41% Aggressive hybrid fund
LIC Equity Saving Growth Direct Plan 6.62% 8.46% 1.30% Equity Savings
LIC MF Arbitrage Growth Direct Plan 7.51% 7.06% 0.34% Arbitrage fund
LIC MF Conservative Hybrid Growth Direct Plan 7.67% 6.67% 1.20% Conservative Hybrid Fund

Source: Kuvera, April 14, 2025.

Investor Education: The Knowledge Center

LIC MF recognies that Informed Investors Make Better Decisions. ITS Knowledge Center is a comprehensive hub designed to educate and Empower you.

๐Ÿ“Š Key Tools Awailable

1. Investment Calculators

Whether you’re saving for a home, retirement, or your child’s education, these calculators help you plan your journey:

  • Sip calculator – Estimate Future Returns Based on Monthly Investments.
  • Goal-based sip calculator – Discover how much you need to invest regularly to reach your target corpus.
  • PPF & FD Calculators – Compare Mutual Fund Returns with Traditional Saving Instruments.
  • Loan EMI Calculators – Evaluate Your Monthly Liability for Better Budgeting.
  • Capital Gains Tax Calculator – Determine your tax obligations from mutual funds.
  • Retirement planning tool – Plan a Secure Retirement by Factoring in Inflation and Required Monthly Income.

2. Financial jargon simplified

If you are new to mutual funds, the Glossary Section on Lic MF Helps You Decode Industry Terminology – Like “Nav”, “Exit Load”, “Alpha”, and more – So you can invest with confidence.

3. Risk Profiler

If you are not sure which fund is right for you, then the Risk Profiler Tool Assesses Your Tolerance for Risk Based on Age, Income, Financial Goals, and Investment Preferences – and recommends suitable lic mutual funds from among the provided categories.

4. Articles & Faqs

The platform also features educational blogs and faqs on topics like:

  • Sip vs lump sum
  • How Nav is Calculated
  • Taxation of Mutual Funds

Why Choose Lic Mutual Fund?

Here’s why lic mf stands out in the Indian mutual fund landscape:

  • Legacy & Trust: A part of lic – a household name in insurance and financial services.
  • Divese portfolio: Schemes Across All Risk Spectrums-Growth, Income, Tax-Saving, and Hybrid.
  • Cost efficiency: Many schemes have Low Total Expense Ratios (Ters)Directly Benefiting Your Net Returns.
  • Transparency: Regular disclosures, clear documentation, and investor support channels.
  • Investor Tools: Calculators, Risk Profilers, and a Knowledge Center

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Wrapping up

As a potential investor, choosing the right mutual fund house is a decision that should be heard with your values, risk profile, and financial objectives. Lic Mutual Fund Offers a compeling choice for every kind of investor-from the cautious saver to the aggressive growth-seter.

With the additional support of educational tools, jargon-busting content, and a dedicated risk profiler, LIC MF Empowers You to take charge of your financial future confidently. Whether you’re aiming to grow wealth, save tax, or earn steady income, lic mutual fund ensures your money is managed wisely – the lic way.

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Arevuk Advisory Services Pvt Ltd | Sebi registration no. Ina200005166
Disclaimer: Mutual Fund Investments are Subject to Market Risks. Read all scheme related documents carefully. Registration Granted by Sebi, Membership of Basl (in Case of IAS) and Certification from Nism in No Way Way Guarantee Performance of the Intermediary or Provide Any Assurance of Returns to Investors. Investments in Securities Market are Subject to Market Risks. Read all the related documents carefully Before Investing. The Securities Quoted are for Illustration only and are not recommendatory.

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